Whether you’re looking to expand your business, finance new equipment or purchase a new property, you’ll have ready access to local, knowledgeable commercial lending experts who understand your business, and who will work with you to tailor solutions that are responsive to your individual needs. We also offer special discounts for local non-profits.
Consider a commercial real estate loan to re-amortize an existing loan balance and lower your monthly payments. Loans are also available to purchase new commercial real estate. We offer flexible terms, with up to a 30-year amortization depending on the useful life of the property, and fixed or variable rate options.
Nonprofit lending is also available!
In addition to commercial real estate financing, we offer both term loans with flexible terms and fixed monthly payments and well as lines of credit for future opportunities. Our term loans provide your business with a source of long-term funding. Depending upon your need, we can tailor a Line of Credit and Term Loan together to save you interest expense.
We offer both revolving and non-revolving lines of credit, either secured or unsecured by collateral. We will work to determine a solution that best fits your needs for short-term funding. Lines of credit allow your business to minimize monthly expenses as you only pay interest when you advance funds. In some cases, interest-only lines are also available. Subject to credit approval, we offer lines of credit to:
Local decision-making means faster decisions to bring your dreams to life. Contact one of our local lenders today to experience the difference!
Senior Vice President, Senior Lending Officer
805 296 1777
Location: Paso Robles
Senior Vice President, Regional Commercial Banking Manager
805 540 6230
Location: San Luis Obispo
Senior Vice President, Sr. Commercial Banking Officer
805 730 7863
Location: Santa Barbara
Vice President, Sr. Commercial Banking Officer
805 730 7862
Location: Santa Barbara
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
Ready to take advantage of current opportunities in the real estate market? Whatever kind of real estate you want to buy or renovate, our real estate lending experts are here to help.
American Riviera Bank knows and cares about our customers.