Foundation Checking¶

Designed specifically for small or growing businesses who need a checking account with essential services, but don't do a lot of transactions.

Every business needs a good foundation.

Elevated Checking¶

Designed especially for mid-sized businesses with moderate balances and transactions who are looking for discounts on services. 

Elevated Checking takes your business to the next level of business banking.

Business Savings¶

Earn interest on your reserves.

Business Money Market¶

Maximize earnings on your higher savings balance with competitive, tiered interest.

Multi-Million Dollar FDIC Coverage¶

All your deposits with American Riviera Bank, with multi-million dollar FDIC coverage.

Certificates of Deposit¶

Earn a fixed interest rate to help reach your long term financial goals.

Certificate of Deposit Account Registry Service (CDARS)¶

Maximize FDIC insurance while managing multiple CDs—all in one convenient place.

Individual Retirement Accounts¶

It's never too late or too early to start saving for retirement.

Health Savings Accounts¶

Invest in your physical and financial health.

SBA 7(a) Loans¶

Government-guaranteed financing that allows for more flexible terms, including loans to help you start or buy a business. Already own a business? Consider an SBA 7(a) to expand your operations.

SBA 504 Loans¶

Fixed-asset financing to assist you in expanding your businesses, such as real estate purchases or machinery and equipment with a longer useful life.

Commercial Loans and Lines of Credit¶

Capitalize on growth opportunities with tailored expertise aligned to your vision, goals, and strategies.

Ag Loans¶

Let our industry experts work with you to determine the right financial solutions to weather the cycle.

Construction Loans¶

Start with a strong foundation for your next project.

Commercial Real Estate Loans¶

Ready to take advantage of current opportunities in the real estate market? Whatever kind of real estate you want to buy or renovate, our real estate lending experts are here to help.

Business Online Banking¶

Only pay for the products you need with our build-your-own online and mobile banking platform.

Wire Transfers¶

Our wire transfer service isn't just about moving money—it's about giving you control, security, and peace of mind.

Electronic Payments & ACH Credits¶

Lower costs and speed up processing times with Electronic Payments and ACH Credits.

Remote Deposit Capture¶

Speed up your funds availability and eliminate unnecessary trips to the bank by scanning and transmitting multiple checks at a time, all from the comfort of your office.

ACH and Check Fraud Controls¶

Fight back against business check and ACH fraud. Our comprehensive transaction management system encompasses check positive pay and ACH positive pay—in a single platform.

Business Credit Cards¶

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.