 
    An on-the-go checking account with technology to keep your life simple, plus cash back rewards on everyday purchases with your American Riviera Bank® debit card.
| Minimum to open | $25 | 
| Monthly service charge | $15 | 
| Balance needed to waive monthly service charge | $5,000 average monthly collected balance1 or $15,000 average monthly combined balance2 | 
| Other ways to waive monthly service charge | 20 debit card purchases per month3 | 
| Monthly paper statement fee | $2 Waived with electronic statement enrollment | 
| Monthly features | Up to $20 domestic ATM surcharge refunds $.10 cash back4 on debit card purchases up to $20 per month 5 FREE initial online stop payments FREE online & mobile banking with bill pay and mobile deposit FREE debit card - FREE identity theft monitoring with enrollment - FREE card alerts with enrollment FREE overdraft transfers with enrollment FREE notary services FREE incoming wires | 
 
        Vice President, Branch Manager
                                     Send
                        E-mail 
                                                     805 730 7869
                                                    NMLSR: #1038283
                                                    Location: Santa Barbara
                            
 
        Assistant Vice President, Branch Manager
                                     Send
                        E-mail 
                                                     805 335 8117
                                                    NMLSR: #1166460
                                                    Location: Montecito
                            
 
         
        Vice President, Senior Client Services Officer
                                     Send
                        E-mail 
                                                     805 540 6243
                                                    NMLSR: #1097395
                                                    Location: San Luis Obispo
                            
 
        American Riviera Bank knows and cares about our customers.
