A special, high-interest savings account for children/grandchildren of account holders, ages 17 and under. There's no minimum balance to get started, and no quarterly service charge, so they can sit back and watch their money grow!
The Kids Savings account offers a tiered interest rate that pays a higher rate on balances of up to $500 to give your young saver a boost to bigger savings down the road.
| Minimum to Open | N/A |
| Monthly Service Charge | N/A |
| Balance Needed to Waive Monthly Service Charge | N/A |
| Transaction Limitations | N/A |
| Monthly Paper Statement Fee | N/A |
| Features | Tiered interest rate pays 10.00% Annual Percentage Yield (APY)1 on balances up to $500; balances over $500 pay APY of Personal Savings account—Calculated daily, paid quarterly FREE debit card |
| $500 and under | 10.00% APY |
| Over $500 | .10% APY |
NOTE: We will not accept online account requests from persons under 18 years of age.
1. APY (Annual Percentage Yield) information is accurate as of March 1, 2025 and is subject to change at any time. Fees may reduce earnings. See additional terms and conditions governing deposit accounts in the Deposit Account Agreement and Schedule of Fees and Charges included in your new account materials. No minimum deposit to open; however, 10.00% APY will only apply to balances of up to $500.
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Client Relationship Manager
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E-mail
805 730 7877
NMLSR: #1039591
Location: Santa Barbara
Vice President, Senior Client Services Officer
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805 540 6243
NMLSR: #1097395
Location: San Luis Obispo
First Vice President, Regional Branch Manager
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805 296 1771
NMLSR: #1038237
Location: Paso Robles
American Riviera Bank knows and cares about our customers.
