It can happen to anyone, but it doesn't have to. A miscalculation, a purchase you forget to record, a delay in getting paid...all things that can lead to your checking account dipping below zero.
Protect your account and avoid returned checks and costly fees by applying for an American Riviera Reserve Line, a personal line of credit that automatically transfers money to cover checking account shortfalls up to your approved and available credit amount.
*Subject to credit application and approval.
        First Vice President, Banking Relationship Manager
                                     Send
                        E-mail 
                                                     805 730 7864
                                                    NMLSR: #1484454
                                                    Location: Santa Barbara
                            
        
        Vice President, Senior Client Services Officer
                                     Send
                        E-mail 
                                                     805 540 6243
                                                    NMLSR: #1097395
                                                    Location: San Luis Obispo
                            
        First Vice President, Regional Branch Manager
                                     Send
                        E-mail 
                                                     805 296 1771
                                                    NMLSR: #1038237
                                                    Location: Paso Robles
                            
                        Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
                        Avoid bounced checks and costly overdraft fees with automatic transfers to your checking account from another account.
American Riviera Bank knows and cares about our customers.