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(Idea Vault Blog) - Health insurance has changed dramatically in the last few years, which means you'll have to consider various healthcare options. It’s common practice for small businesses to include health insurance in an employee benefits package. And since group plans are generally cheaper tha…
Continue Reading(Idea Vault Blog) - You’ve found an ambitious, hard-working group of employees to help make your business a success. Now your challenge is to create a motivational, exciting, and productive workplace. As an employer, it’s important to stay aware of your employees’ feelings about their jobs, as well…
Continue Reading(Idea Vault Blog) - Building a business costs money—usually more than you can generate from your operating revenues alone. Securing the funds you need will require careful planning and preparation. Whether you’re a fully operating business looking to add a new truck to your fleet or build a new loc…
Continue Reading(Idea Vault Blog) - The Small Business Administration (SBA) is a US-based institution which helps reduce risk to lenders, making it easier for small businesses like yours to get a loan. Loans backed by the SBA ("SBA loans") provide many benefits to small businesses, including long repayment options…
Continue Reading(Idea Vault Blog) - Bankruptcy is a tool that can help you find financial stability—but only as a last resort.
Continue Reading(Idea Vault Blog) - Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list is long and exciting for someone stuck with loan payments that they aren’t happy with.
Continue Reading(Idea Vault Blog) - It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to a sudden life change, like a job loss or illness, or if you’ve simply found yourself unable to keep up, there are steps you can take.
Continue Reading(Idea Vault Blog) - Even if you're financially responsible, life's unpredictable nature can sometimes catch you off guard, at times making it dangerously easy to fall into debt. Discover how to start managing your debt with these tips and tools.
Continue Reading(Idea Vault Blog) - By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases.
Continue Reading(Idea Vault Blog) - Using a credit card is easy. But choosing one isn’t always simple. Shopping with a credit card is a snap, but shopping for the card that’s right for you is another matter. Ask yourself these questions: Do you pay your credit card bills in full and on time each month?If not, do…
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