 
    Crystal Rem has been with American Riviera Bank since our doors opened in 2006. As Vice President, Residential Lending Officer, Crystal expertly assists clients with their home purchase and refinance needs, as well as home equity lines and bridge financing. Crystal in a Santa Barbara local and has been involved with various groups in the Santa Barbara area, including Junior League of Santa Barbara, Leads, and the Risk Management Association. She is an associate member of SBAOR (Santa Barbara Association of Realtors).
 
                            Vice President, Residential Lending Officer
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                                                                                                                 805 730 4985
                                                                                                                NMLSR: #809030
                                        
                                                                                                                Location: Santa Barbara
                                                                    
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