Our business checking accounts are designed to offer a variety of ways to avoid monthly service charges while also rewarding loyalty by providing discounts on services like Remote Deposit Capture and Positive Pay.
Designed specifically for small or growing businesses who need a checking account with essential services, but don't do a lot of transactions.
Every business needs a good foundation.
Designed especially for mid-sized businesses with moderate balances and transactions who are looking for discounts on services.
Elevated Checking takes your business to the next level of business banking.
A premier checking account for businesses looking for more room for account activity plus premium benefits and discounts.
Pinnacle Checking offers peak rewards for high balance accounts.
Packed with features and discounts your business needs and a competitive interest rate that makes every dollar count.
Nonprofits pay no monthly service charge with Business Interest Checking.
Built for more complex businesses with significant activity and digital service needs.
Activity is analyzed on a monthly basis using balances to reduce or eliminate service charges and fees.
| Foundation Checking | Elevated Checking | Pinnacle Checking | |
| Minimum to Open | $100 | $100 | $100 |
| Monthly Service Charge | $7 | $15 | $25 |
| Balance Needed to Waive Monthly Service Charge | $3,000 average monthly collected balance1
or | $7,500 average monthly collected balance1
or | $15,000 average monthly collected balance1
or |
| Other Ways to Waive Monthly Service Charge | 10 debit card purchases per month | 20 debit card purchases per month | 30 debit card purchases per month |
| Activity Fees | First 150 debits/credits FREE, then: $.30 per debit/credit | First 300 debits/credits FREE, then: $.30 per debit/credit | First 500 debits/credits FREE, then: $.30 per debit/credit |
| Other Fees | $5 monthly paper statement fee | $5 monthly paper statement fee Waived with electronic statement enrollment | $5 monthly paper statement fee Waived with electronic statement enrollment |
| Monthly Features | Up to $6 domestic ATM surcharge refunds Up to $50 discount on 1st order of checks at account opening FREE online and mobile banking with bill pay FREE overdraft transfers FREE notary services FREE incoming wires FREE business debit card | Up to $12 domestic ATM surcharge refunds Up to $75 discount on 1st order of checks at account opening 5 FREE cashier's checks 5 FREE initial stop payments $10 discount each month on one (1) of the following digital banking services:
FREE online and mobile banking with bill pay FREE overdraft transfers FREE notary services FREE incoming wires FREE business debit card | Unlimited domestic ATM surcharge refunds Up to $100 discount on 1st order of checks at account opening 10 FREE cashier's checks 10 FREE initial stop payments $25 discount each month on the total cost of two (2) of the following digital banking services:
FREE online and mobile banking with bill pay FREE overdraft transfers FREE notary services FREE incoming wires FREE business debit card |
1. The average monthly collected balance is calculated by adding the collected principal in the account for each day of the statement cycle and dividing that figure by the number of days in the statement cycle.
2. The combined average monthly balance is determined on the statement date of the primary checking account.
